With over 20 years of experience in arranging 100’s if not 1000’s of mortgages, you can be confident that you will be getting the best of advice regarding your mortgage.
Our dedicated IFA, Doug Bennett DipPFS has worked in Estate Agents offices and in the Mortgage Department for a major Building Society, so is expertly placed to have already overcome many of the pitfalls associated with arranging your mortgage, probably your biggest financial transaction.
First Time Buyer Mortgages
There are so many offers and different types of mortgages out there for first time buyers, and while this is a good thing, it can become confusing.
This is where we come in and take the pressure off you, from finding you the right mortgage, to helping you arrange a property solicitor; we will be with you every step of the way. Understandably, if you’ve not bought a house before you are probably unaware of the mortgage process, this will be explained to you in plain English so there are no nasty surprises down the line. We will even speak to Estate Agents on your behalf if you like!
Buying your second or subsequent home can still be a daunting task, not only are you buying a home but you are selling one as well!
Our whole of market mortgage proposition will allow us to search the market place to see what is the best mortgage for you, and at the same time we can help you arrange a property solicitor to deal with the sale and purchase, and speak to Estate Agents on your behalf. We try to make your move as seamless as possible for you by doing all the leg work.
Whether you are just looking for a cheaper interest rate, or you are looking to unlock some of the equity in your home, our wealth of experience will allow us to search the whole of the market and find the deal that is right for you.
In times gone by, people have often remained with their existing lender throughout the term of their mortgage, just for the ease of not having to shop around and apply elsewhere, with many lenders now offering incentives such as free legal costs and free valuations, the process of remortgaging might not be as laborious of you may have thought, especially when we will deal with all the paperwork on your behalf. Why not get in touch for a free, no obligation quote, what have you got to lose?
Buy to Let Mortgages
If you are looking at purchasing an investment property, or indeed have an existing portfolio of any size, we can potentially save you a lot of time by searching the whole of the market to find the deal that works for you.
Contact us to obtain a free, no obligation quote.
The Financial Services Authority does not regulate most Buy to Let Mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £295.00.
PropMedia Lts t/a Surf4aProperty.com is an Introducer to DB Financial, who are an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority.